Your Small Business Needs Insurance, But What Insurance Is Right for It?

Insuring your business is one thing, but finding a policy that will insure it for its needs puts you ahead of the rest.

Your business is unique and therefore needs a unique policy to go along with it. There are plenty of coverages from which you can choose when it comes to protecting your business. With so many to choose from it may be hard to keep them all in order, and it may be harder to know which ones apply directly to your business. Here is the rundown of the things you should consider when purchasing or renewing your business insurance policy.

Small Business Liability Insurance Coverage

No matter how careful you are, you may find yourself in a heap of trouble when an accident occurs, and you don't have the proper insurance to cover this accident and the liability lawsuit that comes with it.

• General Liability Coverage: If someone is injured on your property this kind of insurance will cover you in case you're hit with a lawsuit.
• Product Liability Coverage: If your company manufactures or sells a product, this coverage will help you if that product is defective and causes injury or damage.
• Professional Liability Coverage: If your business is one that offers services instead of goods, this coverage will come in handy should there be any errors or negligence.

Small Business Liability Cyber Liability

The Internet has become something that no experts could have predicted. If your data is stolen, your general insurance won't cover it. This provides protection from legal or other costs should your clients' sensitive information be hacked.

Your blood, sweat, and tears went into founding your business, you should protect it the best way you can. To find the right business insurance that will protect and cover your business, be sure to contact Scavone Insurance Agency Center LLC, located in White Plains!