loader

Is Your Boat Properly Insured?

Is Your Boat Properly Insured? Is Your Boat Properly Insured?

Jul 09, 2014

Blog Articles

Summer is the perfect time to take your boat out to enjoy the hot summer weather. Before taking your boat out, it is important to make sure you have the right boat insurance coverage to ensure you are protected.

While some boats may be covered under your homeowners insurance policy, most larger boats are not. Your best bet is to get a boat insurance policy to make sure that your boat is properly covered. Boat insurance policies also provide specialized coverage that is not offered through homeowners insurance. You can choose from many different options, including water towing, wreckage removal, and uninsured boater insurance.

Boat insurance also includes replacement coverage. If you are relying on your homeowners insurance to cover you boat, it will only pay out the actual cash value of your boat if it is a complete loss, which can make it hard to replace your boat. Specialized boat insurance policies have the option of total loss replacement, which will replace your boat with a new boat of the same year and make.

Contact Scavone Insurance Agency Center LLC for all of your insurance needs.

Does Homeowners Insurance Cover Power Surges? Does Homeowners Insurance Cover Power Surges?
Does Homeowners Insurance Cover Power Surges?
Workers' Compensation for Business Owners: Is It Necessary? Workers' Compensation for Business Owners: Is It Necessary?
Workers' Compensation for Business Owners: Is It Necessary?
Is Awning and Roof Damage Covered by RV Insurance? Is Awning and Roof Damage Covered by RV Insurance?
Is Awning and Roof Damage Covered by RV Insurance?
Deer Collision: What Your Auto Insurance Covers? Deer Collision: What Your Auto Insurance Covers?
Deer Collision: What Your Auto Insurance Covers?
6 Essential Tips: Get the Most from Your Contractors Insurance 6 Essential Tips: Get the Most from Your Contractors Insurance
6 Essential Tips: Get the Most from Your Contractors Insurance

Get a Customized Quote and Additional Information From Us on How Our Insurance Products Can
Meet Your Personal and Commercial Needs.

Contact Us