Safeguarding Your Home From Flood Damages

Flood Prevention Measures

As a homeowner, protecting your most important investment from all possible perils is a top priority on your list. In ensuring optimal protection, you have obtained a homeowners' insurance policy to safeguard your home. However, if you do not hold flood insurance, you may be leaving your home vulnerable to severe damage. In protecting your home to the fullest, it is important that you obtain flood insurance protection in combination with following these flood prevention measures:

• As put forth by the Federal Emergency Management Agency, a unique flood level identifies each property. It is important that you determine your home's flood level and adjust your in-home electrical and climate systems accordingly. This means raising the sockets, switches, wiring, and circuit breakers in your home about a foot above the flood level and modifying your water heater and furnace to sit above your flood level as well.
• Any air conditioning systems, generators, and fuel tanks should be raised above your home's flood level and anchored. Failure to perform this act can result in contaminated grounds.
• The last thing you want is for your sewer system to become flooded and invite sewage backup in your home. To combat this issue, it is important that you modify your water valves and install gate valves.
• Most importantly, try to observe how water flows around your home and take preventative action accordingly. For example, if your street tends to flood during a standard rainstorm, it may be wise to get in touch with your county planning or environmental services department to determine a more effective way to protect your home.

Contact the Scavone Insurance Agency Center LLC in White Plains for all of your New York FLOOD Insurance needs. If you are ready to secure ultimate protection and obtain flood insurance, please do not hesitate to give us a call. We will help you add this vital coverage to your policy so that you can be receiving the protection you deserve in the comfort of your home.